Saturday, March 5, 2011

Looking Into the Future

Hubby and I always dream to start a small business someday although we haven't figure out yet on what kind of business we want. Tonight he was telling me some of the options that we might consider if we indeed decide to have one. There was the idea of pizza or frozen yogurt stores. He wants to engage in a business which he has knowledge on how it is run. He said that most people started their business using small business loans. He said that if we will apply for it we might be able to get it. I told him that I certainly don't want to have another debt aside from the house mortgage because if something happened to one of us, who will help the other pay off the business and mortgage loan. He answered; that is why we have life insurance and savings. If something happens, that money will be able to take care of you and our family.
For a second, I realized how big of a help life insurance will be to the family left behind. Pain of losing your love ones is almost unbearable how much more if you will also fear of losing your properties like your house at the same time. It would be dreadful, right? So, if you are one of the many people who don’t have life insurance, please re-consider to get one. If you are worried about the cost, life insurance isn't always expensive. There are a lot of insurance companies who offer great benefits for a decent payment. Don't just hop in into the offer of the first insurance company or insurance agent you talk to, please compare life insurance quotes. Just always remember, buying a life insurance is the best way to make sure that your family is taken cared of if your time comes.

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